How it works
A transparent process from consultation to follow-through.
Our Day 0–90 framework explains the working sequence. Dates describe process milestones—not guaranteed score changes, deletions, or completion times.
Free consultationDay 0
Initial consultation
We learn about your goals, explain the process, and determine whether our services are a reasonable fit.
Day 7
Credit report analysis
We organize report information and identify inconsistencies, potential errors, and educational priorities.
Day 14
Customized strategy
You receive a focused plan based on your reports, documentation, and near-term financial goals.
Day 30
Dispute process begins
Supported disputes are prepared and submitted to the appropriate reporting organizations when warranted.
Day 60
Progress review
We review responses, explain report changes, and adjust the follow-up plan when additional documentation is needed.
Day 90+
Monitoring and education
We continue tracking progress and reinforce the habits that support responsible long-term credit management.
Start with a conversation
Ready to understand your next credit step?
Tell us what you are working toward. We will review your request and contact you to discuss whether our services are a fit.