Consumer information
Credit Repair Disclosure
Important boundaries, rights, and expectations to understand before purchasing credit-repair services.
Free consultationLast revised: August 26, 2026
No guaranteed result
National Credit Fix does not guarantee that a credit bureau, creditor, collector, lender, or scoring company will remove or change information. We do not guarantee a specific credit-score increase, approval, interest rate, loan, apartment, job, insurance result, or completion date.
Accurate information
Accurate, timely, and verifiable negative information generally cannot be removed merely because it is unfavorable. Credit-repair work should focus on information that may be inaccurate, incomplete, duplicated, obsolete, or unverifiable.
You may act on your own
You have the right to obtain and review credit reports and dispute information yourself. You are not legally required to hire a credit-repair organization to submit a dispute.
Written agreement and cancellation rights
Before enrolling, review the complete written agreement and all required disclosures, including price, services, estimated timing, cancellation rights, and refund terms. Keep copies of all documents and correspondence.
Not legal, tax, or investment advice
National Credit Fix is not a law firm, accounting firm, or investment adviser. Consult a qualified professional when your situation involves bankruptcy, litigation, taxes, investments, identity theft, or other specialized legal or financial questions.